Workplace Froedtert MCW
COVID-19 (Coronavirus) Update: Testing and Information | Vaccine Updates | Visitor Guidelines

Making a Difference with a Cash Gift and/or Qualified Charitable Distribution (QCD)

Support Froedtert Hospital and Medical College of Wisconsin with a gift that fits your financial and tax planning needs. Cash gifts and Qualified Charitable Distributions (QCDs) from an IRA offer flexible, tax-efficient ways to contribute to our mission, each with unique benefits.

Option 1: Cash Gift

A cash gift is a straightforward way to support Froedtert Hospital and Medical College of Wisconsin. A cash gift typically is deductible from your income tax and can be an excellent way to make an immediate impact on the programs you care about.

  • Immediate Tax Deduction: You can claim an income tax charitable deduction in the year of your gift for the full amount of your cash gift, subject to IRS limitations. You may carry forward any unused deduction for up to five additional years.
  • Flexible and Easy: You can make a cash gift as a one-time donation or set up recurring contributions, whichever best achieves your goals.
  • Direct Impact: Cash donations provide immediate funding for Froedtert Hospital and Medical College of Wisconsin’s programs.

Option 2: Qualified Charitable Distribution from Your IRA

A Qualified Charitable Distribution (QCD), sometimes called an “IRA Charitable Rollover,” is a tax-smart way to support Froedtert Hospital and Medical College of Wisconsin directly from your IRA.

Benefits

  • Avoid Additional Taxable Income: Unlike regular IRA withdrawals, which are taxable, a QCD allows you to avoid income tax on your gift. This is especially valuable if you are looking to reduce your tax burden in retirement.
  • Satisfy Your Required Minimum Distribution (RMD): A QCD counts toward your annual RMD, making it a smart choice if you are 73 or older and want to meet IRS requirements while supporting a cause you care about.
  • No Need to Itemize: Even if you do not itemize deductions on your tax return, you can still take full advantage of a QCD’s tax benefits.
  • Direct Your Impact: You may designate your gift toward a specific program or area of interest within Froedtert Hospital and Medical College of Wisconsin.

How to Qualify

To benefit from a QCD, please ensure that you meet these requirements:

  • Age: You must be 70½ or older at the time of your gift.
  • Direct Transfer: The funds must go directly from your IRA to Froedtert Hospital and Medical College of Wisconsin.
  • Annual Limit: For 2025, your QCD gifts are capped at $108,000.
  • Traditional IRA or Inherited IRA: Your QCD gifts must be from a traditional or inherited IRA (inactive SIMPLE IRAs and inactive SEPs are also eligible).

What is a Required Minimum Distribution?

When you are age 73 or older, you must take a Required Minimum Distribution (RMD) from your IRA each year. You must include your RMD in your taxable income, which increases your income tax and may have other tax effects, such as increasing the cost of your Medicare insurance. The fraction of your IRA balance that you must withdraw increases each year.

How to Get Started

  • To Make a Cash Gift: You can donate online, by check, or set up a recurring gift through our website.
  • To Arrange a QCD: Contact your IRA administrator and request a Qualified Charitable Distribution to Froedtert Hospital and Medical College of Wisconsin. This ensures that your distribution is sent tax-free to us. Be sure to let us know your plans, so we can assist and acknowledge your gift.

Consult with Your Advisors

We encourage you to consult your financial and tax advisors to maximize the benefits of your cash gifts and QCDs. Both options provide meaningful ways to support a mission you care about while offering potential tax advantages.

Thank you for considering a generous gift to help sustain Froedtert Hospital and Medical College of Wisconsin.

What to Expect for Clinic Visits

We understand that visiting any health care facility during this time may cause some concern. That is why we want to assure you of the safe, expert care you will receive. Here is what you can expect when you visit one of our locations.

1. Scheduling Your Appointment

Safety precautions begin before your visit. When scheduling, our team will screen for signs and symptoms of COVID-19 and may offer a virtual visit instead or as part of your follow-up care. If an in-person visit best meets your needs, we will help you prepare for your visit and what to expect when you arrive.

How to Prepare for Your Visit

  • Please wear a face covering over your mouth and nose when entering our facilities and during your visit. If you do not have a face covering, we will provide one.
  • Limit the number of people who come with you. For clinic visits, our visitor policy generally allows one visitor or support person per patient. Anyone accompanying you must wear a face covering at all times and be symptom-free.

2. When You Arrive

Our staff will welcome you at your designated entrance or check-in desk. To ensure the safety of everyone, you and anyone accompanying you should:

  • Let us know if you are ill or if you are currently experiencing any of these symptoms: Fever, body aches, headache, cough, sore throat, runny or stuffy nose, nausea, vomiting, diarrhea, fatigue, new loss of taste or smell, shortness of breath or difficulty breathing.
  • Sanitize your hands.
  • Wear your face covering over your mouth and nose. Ask for a face mask, if you do not already have one.
  • Allow extra time for a health screening when you arrive. At our hospitals, we will take your temperature and ask additional screening questions at each entrance.

3. During Your Visit

Please wear your face covering over your mouth and nose at all times and maintain a safe six-foot distance from others to the greatest extent possible. You may notice extensive safety precautions in waiting areas and other public spaces, including:

  • Hand sanitizer stations
  • Furniture rearranged or removed to promote social distancing
  • Floor markers to guide you in maintaining a safe, six-foot distance from others
  • Safety messages posted as a reminder to all
  • Magazines, coat racks, beverage stations and other commonly shared items removed
  • Enhanced cleaning practices, including frequent disinfecting of high-touch surfaces such as elevator buttons, vending machines and door handles

4. When You Meet With Your Care Team

You can expect thoughtful, expert care in a safe environment.

  • To keep everyone safe, our staff and providers are required to get vaccinated unless they qualify for a medical or religious exemption.
  • You and your care team will stay masked whenever possible. Patients may be instructed to take off face coverings, if needed to provide care.
  • Your care team will wear personal protective equipment.
  • Our providers and staff are screened for signs and symptoms of COVID-19 prior to reporting to work to confirm they are well.
  • Examination and procedure rooms are thoroughly cleaned and disinfected between every patient using stringent guidelines.
  • Froedtert Pharmacy offers many ways to stay safe while getting your prescriptions, including free home delivery, drive-thru and curbside pickup.